Enjoy great savings when you transfer your outstanding balances from other banks to UOB Credit Card! Repay your balances at much lower interest with flexible tenures of up to 18 months. You can even choose to pay fixed amount or decide on your own repayment amount every month! UOB always gives you the opportunity to manage your financial better.
Reducing Balance Plan
Manage your financial better by having the flexibility to decide on your monthly repayment.
Plan |
Special Interest Rate |
Special Interest Rate Term |
Plan 14 |
7.77% p.a.* |
6 months |
Plan 15 |
7.88% p.a.* |
12 months |
Plan 16 |
7.99% p.a.* |
18 months |
Example:
Special Interest Rate |
Special Interest Rate Term (months) |
Outstanding amount from other credit cards (RM) |
Normal Finance Charge at 18% p.a.*(RM) |
Finance Charge UOB Balance Transfer plans(RM) |
Total Savings (RM) |
7.77% p.a |
6 |
10,000 |
824.83 |
356.05 |
468.78 |
7.88% p.a. |
12 |
10,000 |
1,490.91 |
652.69 |
838.22 |
7.99% p.a. |
18 |
10,000 |
2,028.80 |
900.56 |
1,128.24 |
Important notes:
Total interest charges is calculated based on 18% interest charge p.a. with 5% monthly payment on due date.
Fixed Pay Balance Transfer
Get no surprises with UOB Fixed-Pay Balance Transfer Promotion that allows you to transfer your outstanding balances from other banks’ credit card or charge card to UOB Credit Card and enjoy a monthly fixed instalment with interest savings of up to 59%.
Best part of the deal:
- Get no surprises – know how much to pay every month
- Manage your finances better with a fixed amount every month
Fixed-Pay 6 Months (Plan i6) |
Fixed-Pay 12 Months (Plan i12b) |
3.3% interest for 6 months |
6.0% interest for 12 months |
Fixed instalment for 6 months |
Fixed instalment for 12 months |
There are 3 simple ways to apply for UOB Balance Transfer