Reward Points

• Every RM1 spend locally earn 1 TREATSPoints
• 5x TREATSPoints for every RM1 spend overseas
• 5% Cashback for all petrol & grocery (domestic only) for all days capped at RM88 per month. Petrol & grocery transactions will not earn TREATSPoints.
• TREATSPoints can be converted to cashback at a rate of 40,000TP to RM100. No capping amount.

Eligibility & Requirements

• Minimum income of RM 70, 000 per annum
• Age 21 and above

Annual Fee

• Principle card annual fee RM 550.00.
• Subsequent years FREE if spend a min of RM50,000 and above per annum

Cash Rebates

• Earn up to 6% Cash Back
• Cash Back spend on Travel, Petrol, Dining and Overseas transactions
• Cash Back is capped by category, total Cash Back capped at RM220 per month.
• Cash Back tier is based on monthly total spend locally and overseas respectively.
• Click the Read More Button below to find out the cash back tier table.

Lounge Privileges

• 5x complimentary access to lounges in Malaysia in a calendar year

Golf Privileges

• Complimentary Green Fee
• Kota Permai Golf & Country Club Selangor, Malaysia
• Sungai Long Golf & Country Club Selangor, Malaysia
• Pulai Springs Resort Johor, Malaysia
• Penang Golf Club Penang, Malaysia
• Palm Garden Golf Club Selangor, Malaysia
• Glenmarie Golf & Country Club Selangor, Malaysia

Eligibility & Requirements

• Minimum income of RM 100, 000 per annum
• Age 21 and above

Annual Fee

• Waived for life

Rewards Point

• 5x points for every RM1 spend in overseas shopping
• 5x points for every RM1 spend on dining.
• 4x Complimentary Limo ride to KLIA and KLIA2 when you spend RM 5000 per month (Available only within Klang Valley)
• 40% off at Starwood Hotel dining and up to 15% off at Oriental Group restaurants.

Lounge Privileges

• 4x complimentary access to plaza premium lounge in Malaysia and Singapore per year

Golf Privileges

• Complimentary Green Fee
• Kota Permai Golf & Country Club Selangor, Malaysia
• The ELS Club, Teluk Datai Langkawi, Malaysia
• Horizon Hills Johor, Malaysia
• Penang Golf Club Penang, Malaysia
• Glenmarie Golf & Country Club Selangor, Malaysia

Eligibility & Requirements

• Minimum income of RM 120, 000 per annum
• Age 21 and above

Annual Fee

• RM 636 per year

Reward Points

• 8x reward points on all overseas transactions
• 8x reward points on online purchases made in foreign currency
• 5x reward points on Participating Shopping Malls*
• 5x reward points on online purchases made in local currency
  
• 1x reward points on all other spend

Lounge Privileges

• 6x complimentary access to plaza premium lounge into KLIA Malaysia, Hong Kong and Singapore per year under Plaza Premium Lounge Programme**

Eligibility & Requirements

• Minimum income of RM 72, 000 per annum
• Age 21 and above

Annual Fee

• Principle card annual fee RM 636.00 (including GST)
• Annual fee will be waived if the cardholder swipe for at least once a month for a consecutive 12 months period

Reward Points

• 10x reward points on overseas hotel room and dining spend ( Capped at RM 2,000 per month )
• 8x reward points when you spend in Mid Valley / The Garden Shopping Mall
• 5x reward points on airline ticket purchase, room and dining spend in local hotels
• 5x reward points when you spend in
• Klang Valley - 1 Mont Kiara, Bangsar Shopping Centre, Bangsar Village, Lot 10, Low Yat Plaza, Publika Shopping Gallery, Hartamas Shopping Centre, Pavilion Kuala Lumpur, Suria KLCC, Sungei Wang Plaza, Sogo, Starhill Gallery, 1 Utama, The Curve, IPC Shopping Centre, Paradigm Mall, Tropicana City Mall, Empire Shopping Gallery, Sunway Pyramid, Setia City Mall,
• Johor - KSL City Mall. AEON Tebrau City, Sutera Mall, Johor Premium Outlets, Johor Bahru City Square
• Penang - Gurney Plaza, Queensbay Mall, Gurney Paragon Mall
• East Malaysia - 1Borneo Hypermall
• The 5X Reward Points/8X Reward Points are only awarded on spend by HSBC Premier World MasterCard and HSBC Visa Signature credit cards cardholders up to a maximum spend amount of RM1,500 per Participating Month cumulatively at Participating Shopping Malls.

Lounge Privileges

• 6x complimentary access to plaza premium lounge in Malaysia, Hong Kong and Singapore per year

Eligibility & Requirements

• Exclusively for HSBC Premier account holder with minimum RM 200,000 in total relationship balance with HSBC
• Age 21 and above

Annual Fee

• Waived for life.

Cash Rebate

• Dining, Grocery and Online Transaction - 6% (Capped at RM 50 monthly)
• Others - RM 1 = 1 VIP point

Other's Benefit

• 3x complimentary access to any Malaysia Plaza Premium Lounge in a calendar year (combined Principal and Supplementary Cardmembers)
• Free Automatic Travel Insurance Up to RM1.5 million travel insurance coverage 

Eligibility & Requirements

• Minimum income of RM 100, 000 per annum
• Age 21 and above

Annual Fee

• First year annual fee is waived for principal and supplementary cardmembers.
• Subsequent years' annual fee waiver is subject to a minimum of 12 swipes over the preceding 12 months