Redeem products at Cosway outlets using your Cosway Points. 

• This On-the-Spot Redemption programme is applicable to AmBank Cosway Mastercard Credit Cardholders only.
• The conversion rate is 600 points for every RM1.00 redeemed. Notwithstanding to this, the Bank reserves the right to vary and/or revise the conversion rate of the points at any time with at least twenty one (21) calendar days’ notice to the Cardholder before the new rate take effect.
• Cardholders are able to redeem at all participating merchant outlets using full or partial (Points and RM) redemption. Merchants shall, at the time, reserve the right to accept redemption of product by full redemption, points solely and/or partial redemption with the use of points and payment of the balance value.
•  For partial redemption, the balance value for the products or services shall be charged to the Cardholder’s Credit Card which shall earn further AmBonus Points.
• Please visit ambank.com.my for the full terms and conditions.