Terms and conditions: Payment must be made using Hong Leong Credit Cards issued in Malaysia. The minimum transaction amount to be eligible for 12 months EPP is RM1,000. Promotion period is from 15 Nov 2018 – 31 Dec 2018. Promotion is subject to availability on first come, first served basis. Valid for one (1) redemption per cardholder throughout the promotion period. Offer is not exchangeable for cash or other items and cannot be used in conjunction with any other discounts, privileges, promotions, discount cards, nett price and loyalty programmes unless stated otherwise. Merchant reserves the rights to change these terms and conditions at any time. Hong Leong Bank makes no representation or warranty for products and services offered by merchant and shall not be liable or responsible for any changes, claims, loss or damages resulting from this offer. Picture shown is illustration purposes only.