* HSBC Happy Hour Promotion Terms & Conditions apply. Promotion Period: 1 December 2017 – 28 February 2018. Cash Back is allocated on a first come, first served basis, capped at ONE (1) unit of Cash Back per Eligible Cardholder in a Participating Day and RM300 throughout the Promotion Period. Happy Hours are 11am – 11.59am, 5pm – 5.59pm, 6pm – 6.59 pm. A maximum of RM718,710 Cash Back is to be given out throughout the Promotion Period. The total Cash Back is pooled together with HSBC Amanah Happy Hour Promotion. HSBC Bank is the sole provider for the Cash Back. The terms used herein are as defined in the HSBC Happy Hour Promotion Terms & Conditions. ^Terms and Conditions of the respective merchants apply. To enjoy the offers, payment must be made with HSBC Cards. HSBC SmartPrivileges/HSBC VIP SmartPrivileges Terms & Conditions apply. The full terms and conditions are available at www.hsbc.com.my/sp