Reward Points

• 5x reward points when you spend on dining during birthday month
• 3x reward points when you spend on dining everyday
• 3x reward points when you spend on overseas retail purchases
• 2x reward points for utilitise, insurance and shopping
• 1x reward point on other spend
• Reward Points are not applicable for cash advance, charity, government and petrol transaction    

Eligibility & Requirements

• Minimum income of RM 48, 000 per annum
• Age 21 and above

Annual Fee

• Annual Fee Waiver with a total minimum cards spend of RM24,000 per annum
• Principle card annual fee RM 212.