2. Payment must be made with an HSBC Bank/HSBC Amanah Debit/Credit Card/-i.

3. Offer valid for the purchase of single item of Diamond & Gem Jewellery only.

4. Not valid for gold items, loose stones, licensed items, nett-priced items and promotional items.

5. Offer valid at all POH KONG, POH KONG GALLERY, DIAMOND & GOLD by POH KONG,DIAMOND BOUTIQUE and ORO BIANCO nationwide.

6. Poh Kong Jewellers and HSBC Bank/HSBC Amanah Bank reserves the right to amend these Terms and Conditions or discontinue/withdraw this offer, with (three) 3 days’ prior notice.

7. HSBC Bank/HSBC Amanah is not the supplier of goods and service(s) and makes no representation as to the quality of the goods and service(s) provided.

8. Any disputes on product quality, or services from a merchant or retailer should be resolved directly between the cardholder and the merchant or retailer.

9. Splitting of receipts is not allowed.

10. This offer may be subject to applicable tax, if any.

11. Poh Kong Jewellers Terms & Conditions apply.